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Important Tips About Engagement Ring Financing

Pear Cut Engagement Ring

An engagement ring is no small investment. In fact, besides your home and vehicle, it’s likely one of the larger purchases you’ll make. Though many people plan for such an expense, saving the exact amount you need is tricky. After all, if you’ve yet to find the ring of her dreams, how can you anticipate how much it’ll cost?

Marketing tells us that to save for an engagement ring, one should put away at least three months’ salary. But as the cost of living continues to rise, this rule has become increasingly outdated. For some, saving can seem downright impossible.

So, how does one go about finding the perfect ring without a huge wad of cash in hand? Luckily there are plenty of options for engagement ring financing. When done wisely, they can make this expense much easier to manage.

Jewelry Store Financing

Nearly every major jewelry store offers financing options. Most programs offer a period of deferred interest, giving you time to pay off the principal balance with no interest. Applying for financing from your jewelry store is generally as simple as filling out an application and waiting for a quick credit check.

Should this be the option you choose, it’s ideal to have a ring in mind before submitting your application, to avoid too many credit inquiries. And if there’s a deferred interest period, be sure to pay off your balance within that window of time to avoid being hit by the accumulating interest.

Credit Cards

Like any large purchase, you have the option to finance an engagement ring with a credit card. Though you run the rise of facing high interest rates, there are some cards that offer up to 18 months with 0% APR. These usually come with a 3%-5% fee. If you break that down, a $5,000 engagement ring could be paid off in 18 months with payments of less than $300 per month.

Making payments each month is often easier for folks to manage, which is why plenty of people opt for financing with a credit card. Not to mention, most credit card companies now offer points rewards programs that make them even more enticing to customers.

Diamond Eternity Wedding Band

Personal Loans

If you’re looking to avoid credit cards and the looming threat of high interest, personal loans are yet another option for financing an engagement ring. Though very similar to credit cards, personal loans tend to have fixed interest rates. You’ll receive the entire sum up front and can pay it back over an agreed upon length of time.

Be sure to know whether you’re applying for a secured or unsecured personal loan. A secured personal loan will require you to provide some sort of collateral, while an unsecured loan will examine your credit and financial history. Also, confirm whether there are any additional costs to you, like an initiation or annual fee.

Should Your Look Into Financing and Engagement Ring?

Still wondering whether you should finance an engagement ring? Ultimately, the decision is yours to make. Only you know the details of your personal finances, and what makes the most sense to you. Do you consider yourself financially savvy, and will remember to pay off your balance before the interest comes due? Then there’s no reason not to take advantage of engagement ring financing! When used wisely, these financing options can work to your advantage, and relieve some of the pressure that accompanies purchasing an engagement ring.

If you’re wondering where you can find engagement rings for all price ranges in San Diego, you’ve come to the perfect place! Leo Hamel Fine Jewelers offers no-interest financing with your approved credit. Applying is easy and quick. You’ll find an astonishing selection of new, antique, and vintage engagement rings for every style and budget! Surprise her with a one-of-a-kind antique or vintage engagement ring that she can wear as her very own piece of history. Or, if she has a trendier style, a glittering Hearts On Fire diamond is sure to take her breath away. No matter what you’re looking for, we can help you find it here at Leo’s!

Picking the Perfect Men’s Wedding Band

Men's Bands

So, you’ve found the perfect wedding set for your sweetheart and it’s time to select your own wedding band. Men’s wedding bands come in a variety of different styles, not just the classic smooth band. You may feel even more overwhelmed by your ring choices than you were by hers. But there’s no need to fret because we will help you navigate the process!

Consider Your Budget & Lifestyle

Considering how much you want to spend could help when it comes to choosing some of your options, such as higher-end metals or embellishments like precious gemstones. But you don’t have to know your budget before visiting your jeweler to try on a variety of bands. Once you find one that is appealing, then you can decide whether to fit it into your budget. After all, a wedding band is meant to be a lifetime investment, so this splurge for the groom is allowed.

When choosing a wedding band, it is important to examine your lifestyle. Perhaps you work in a profession that requires you to work with your hands or use certain tools that could potentially damage your ring. There are certain metals like platinum and titanium that are known for durability. Are you an exceptionally active person? Maybe you’d prefer a ring that is more understated with no fuss. Remember, this is a piece of jewelry that you’ll likely wear daily and seldom remove. You want to make sure it can stand up to your daily activities.

Choose Your Metal & Fit

There are a variety of metals to choose from when selecting a men’s wedding band. Some of the most popular metals include platinum, titanium, stainless steel, and white, yellow, or rose gold. These metals vary in price and durability. For example, platinum is typically more expensive but is also very tough.

One of men’s biggest concerns when shopping for wedding bands is getting used to wearing a ring every day. If you’re not accustomed to wearing jewelry, this can certainly be an adjustment. This is exactly why making sure your band is the perfect fit is so important! Minor details like whether the edges of your band are flat or rounded can make a difference in the fit and feel of the ring. Trying on as many styles as possible will reveal what feels right for you.

Fitting Your Personality

Last, but certainly not least, you want to make sure that the wedding band you choose expresses your personality. This symbol of love and commitment is meant to be worn for a lifetime, so you want to make sure it accurately represents your unique style and identity. If your style is more reserved, you can opt for a classic wedding band with few embellishments. For a more modern look, you can consider adding extra detail or picking a less traditional metal like rose gold. If you’re a guy who doesn’t mind standing out, add some sparkle to your band. You can do this with round or square cut diamonds set in a channel through the center of the band.

Remember these tips and you’ll find the process to be less overwhelming than it may seem. And don’t forget, Leo Hamel Fine Jewelers has an exceptional selection of new and vintage men’s wedding bands in all price ranges! Visit our showroom today, meet with one of our friendly experts, and we’ll help you find the wedding band that is perfect for you!

Choose Yellow Diamonds for a Unique Engagement Ring

Yellow Diamond Jewelry

Thinking of an engagement ring might evoke an image of a colorless diamond solitaire. Although that is certainly a classic choice, there are many other options when it comes to getting engaged. Engagement rings are highly personal items of jewelry and can be set with colored stones as well as colored diamonds rather than colorless ones. The 2017 trends saw a marked increase of interest in non-solitaire rings. Similarly, fancy yellow diamonds have grown in popularity over the past few decades. These gorgeous gemstones can be set in antique style settings as well as modern ones. If making the decision between a fancy yellow diamond versus a colorless diamond is a tough one for you, we’re here to help.

Diamonds are a mineral that is composed of 99.95% carbon. The remaining percentage is trace elements, some of which can affect a diamond’s color. One of the trace elements that can be found in diamonds is nitrogen, which is the source of a yellow diamond’s color.

Colorless diamonds are graded for their color on a scale D-Z, with D being the most transparent, like a drop of pure water. A vast majority of diamonds are graded somewhere between D and Z, which is to say that most diamonds have varying degrees of trace nitrogen. Diamonds which have no nitrogen at all are extremely rare. However, intensely colored or “fancy” yellow diamonds are even rarer than colorless diamonds.

Fancy colored diamonds are not graded on the D-Z scale. For instance, yellow diamonds are graded on a special scale: fancy light yellow – fancy yellow – fancy intense yellow – fancy deep yellow – fancy vivid yellow.

Jewelry connoisseurs associate Tiffany & Co. with fancy yellow diamonds nearly as much as their trademark blue color. In fact, for quite some time Tiffany had exclusive access to yellow diamonds mined in Ellendale, Australia – the largest yellow diamond mine until it closed in 2015. The world-famous Tiffany Diamond was mined in 1877 in South Africa. Once cut and faceted, this impressive fancy yellow diamond weighed a whopping 128.54 carats. It was once set in an enchanting necklace by jean Schlumberger for Audrey Hepburn to wear while promoting the film Breakfast at Tiffany’s. Remarkably, this famous yellow diamond was never sold, and remains on display in Tiffany’s flagship Fifth Avenue store.

Today, yellow diamond rings are rising in popularity. Many celebrities flaunt their sparklers of the rising sun wearing fancy yellow diamond engagement rings, yellow diamond wedding bands, and yellow diamond right-hand rings. Some of them include Kelly Clarkson, Jennifer Lopez, Carrie Underwood, Hillary Clinton, Heidi Klum, and Rebecca Romjin.

Our culture already attaches certain symbolism to diamond rings. The striking color of fancy yellow diamonds only adds to the meanings of strength and eternity. Yellow diamond engagement rings evoke joy, happiness, and prosperity. Therefore, yellow diamonds make a fantastic choice for an engagement ring.

Leo Hamel Fine Jewelers has been the largest independent and family-owned jewelry store in San Diego for over 44 years. Visit our vast and luxurious showroom on San Diego Avenue, just east of the 5 across from the airport. We carry an extensive collection of fancy yellow diamonds of a variety of cuts and carat weights. If we don’t have exactly what you’re looking for, we will go to work to find it for you!

Best Tips for Picking Out Ring Settings

6 Types of Ring Settings

The diamond, or any other gemstone, is the center of attention in any engagement ring. But the way it sparkles and shines can be affected by one important factor that many people tend to overlook – the setting. There are many different choices for engagement ring settings, also referred to as a mounting or semi-mounts. From the classic prong setting to bezel settings, to the modern tension setting, it can quickly become very overwhelming. But that doesn’t mean your decision shouldn’t involve careful consideration.

As you may already know, the 4Cs of a diamond determine its overall quality and appearance. However, engagement ring settings also play an important role. The mounting defines the look of your ring and displays the diamond to its best advantage. The way the diamond is set, and the color of metal chosen, can significantly impact the final look of your ring.

You don’t want to fall in love with a loose diamond, select a style of setting you’ve always admired, and then ultimately decide you don’t like how they look together on your finger. You’d have to start the entire process all over again! That’s why it’s best to consider the ring mounting before making any purchases.

It’s also wise to think about your lifestyle and budget. If you lead a more active lifestyle and plan to wear your engagement ring every day, it’s best to choose a setting that offers more protection for the diamond. Think about your ring being snagged on clothes or in hair, getting banged against your desk or walls, etc.

Additionally, it’s always smart to think about your budget. While the diamond itself can make up a significant part of the overall cost of the ring, the type and amount of precious metal plus additional diamonds or gemstones used in the setting helps determine the total price.

And don’t forget about the wedding band! Do you plan on wearing your engagement ring and wedding band together? If so, you more than likely want them to sit perfectly together and share cohesive design elements. A great way to ensure this is by purchasing a wedding set.

A duo will include an engagement ring and women’s wedding band, while a trio will include an engagement ring plus his-and-hers matching wedding bands. This can help you save money, but you always have the choice of purchasing each ring separately, and even custom designing your rings.

As you can tell, there are many different factors that go into selecting the perfect engagement ring setting for you. Luckily, we’re here to help you make your decision. Below are some of the many different types of ring settings with a brief list of pros and cons for each one.

Classic Prong Setting - Solitaire

This is the most common setting for engagement rings. Prong settings involve three to six prongs, or claws, that hold a stone firmly in place in a metal “basket.” This type of setting offers a few different options: prongs can be round, flat, pointed, or V-shaped. Four or six prongs are the most common, but this can vary depending on the shape of the diamond. Fewer prongs allow for more exposure to light and thus more sparkle, but more prongs keep the diamond more secure. Solitaire prong settings consist of a band and prongs to hold the diamond – nothing more.


  • Allows for light exposure from all angles, which maximizes the diamond’s brilliance
  • Less expensive since less metal is required in the making of the setting
  • Supports a variety of shapes and carat sizes
  • Easy to clean
  • Timeless appeal
  • Shows the diamond off as the star of the piece


  • May offer less protection of the diamond than other settings
  • Can get caught in hair or snag clothing. Beware of long-sleeved shirts, stockings/nylons, and gloves.
  • May loosen with normal wear and tear (although, this is a simple fix at your local jewelers).

Channel Set Engagement Rings

This specific setting refers to the band of an engagement ring and is also widely popular for wedding bands. The channel setting features smaller diamonds inserted into a channel that is cut into the band of the ring. This creates a metal channel of sparkling stones set flush with the entire band or most of the band. Most channel settings feature round or princess cut diamonds. The advantage to using princess cut diamonds is there will be no gaps between the stones set in the channel, making the ring sparkle even more.


  • Secure; offers protection to the girdle of stones
  • Smooth surface
  • Enhances ring’s overall fire and brilliance


  • Can be difficult to resize if set with stones around the entire perimeter of the band. We recommend leaving one third of the band unset in case of future repairs
  • Requires more cleaning to avoid dirt becoming trapped in the channel
  • Not recommended for soft stones

Bezel Set Engagement Rings

A bezel setting is the best engagement ring setting for those who lead active lifestyles. This is because the bezel setting offers maximum protection of the stone. The bezel setting encircles the diamond with a metal rim, either completely or partially. A full bezel completely surrounds the diamond, whereas a partial bezel leaves the sides open for more viewing of the diamond.


  • Offers maximum protection of the diamond
  • Easy to clean and maintain
  • Sleek and modern style
  • Metal can be molded to fit any shape and carat
  • White metals can make diamonds appear larger
  • Yellow gold can enhance the color of red or green gemstones


  • Less light reflection, which means less brilliance
  • Hides more of the stone
  • Yellow gold may give colorless diamond a slight yellow tint.

Pavé Settings

Similar to the channel setting, a pavé setting features diamonds encrusted around the perimeter of the band. However, instead of diamonds embedded within the band, several rows of small stones are set level with the surface of the ring. Then, the surrounding metal is raised to form beads, like little prongs, that secure the stones in place. The finished look gives the impression that the ring setting is made entirely out of diamonds.


  • Continuous sparkle
  • Design complements modern and vintage styles


  • Can be difficult to resize if set with stones around the entire perimeter of the band. We recommend leaving about one third of the band unset in case of future repairs.
  • Small risk of losing side stones

Tension Settings

A more modern approach to engagement ring settings, the tension setting gives the impression that the stone is floating. This type of setting features a design in which the compression-spring pressure of the band holds the stone securely in place. Jewelers expertly cut tiny grooves into the side of the band to secure the diamond in place. Diamonds, sapphires, and rubies are the only gemstones that are durable enough to withstand the required amount of pressure. There are also tension-style ring settings that have an additional metal band surrounding the diamond.


  • Can see nearly 100% of the diamond
  • Ultimate light reflection due to minimal metal surrounding the diamond
  • Unique and modern appearance


  • Difficult and expensive to resize
  • Thick metal bands can create the appearance of a smaller diamond
  • Extreme pressure from an outside source can cause the diamond to become loose (highly unlikely, but still possible)

Bar Settings

Bar settings are more common in wedding and anniversary bands, but they are still used in engagement rings. Two metal bars secure the stone in place, leaving the sides exposed for viewing. This setting is similar to the design of channel setting, however, more of the diamond is visible.


  • Versatile design that works well for engagement rings, bands, and stackable rings
  • Amplifies sparkle and shine


  • Resizing can be challenging and costly
  • Slightly higher chance of chipping since there is less metal protecting the stone.

Halo Settings

Halo settings are one of the most popular settings for engagement rings. Smaller diamonds or other gemstones encompass the center stone, creating a look of ultimate sparkle. Halos are more commonly seen with round or princess cut diamonds, but they look great with any shape. This is a great option for smaller center stones since the halo makes them appear larger. There are also double halos, which feature two concentric circles of gemstones surrounding the center stone.


  • Maximizes sparkle and shine
  • Complements a variety of diamond shapes
  • Enhances appearance of smaller diamonds
  • Can be paired with a pavé band for a look of continuous sparkle


  • Tiny side stones have the potential to come loose

Cathedral Settings

Cathedral settings have an elegant and classic appeal. This mounting is similar to the classic prong setting, but the diamond is set much higher up on the band. Metal arches are used to hold the center stone, much like the graceful arches of a cathedral. The arches are used to add extra height to the ring, elevating the center stone and making it the center of attention.


  • Unique and eye-catching design
  • Showcases the center stone
  • Very secure
  • Cost-saving style; less money than adding more diamonds


  • Can snag on clothing
  • Easier to accidentally hit on hard surfaces since the stone is set so high

Three-Stone Engagement Rings

Appropriately named, three-stone engagement ring settings feature three stones: a larger center stone and two smaller side stones. This setting has a special meaning behind it as the three stones are said to represent a couple’s past, present, and future. Round brilliant and princess cut diamonds are the most popular for this particular setting. Personalization is an option by using different colored stones.


  • More brilliance and fire
  • Opportunity for color contrast and personalization
  • When properly paired with side stones, the center stone appears larger


  • More cleaning and maintenance required
  • Side stones might distract from beauty of center stone when paired poorly

Gypsy Settings

Gypsy settings, also known as flush settings, feature a diamond drilled into a hole in the band of the ring. Metal is pressed and hammered around the stone to secure it; the gemstone does not protrude at all. This is a very popular style for men’s wedding bands.


  • Very secure
  • Maximum protection of the stone
  • Conceals any nicks or chips on the stone’s girdle, which can be cost effective when selecting a diamond


  • Not recommended for fragile stones
  • More expensive than other engagement ring setting since it takes more time and effort to produce

Cluster Settings

Cluster settings are one of the newer styles for engagement rings. Many smaller diamonds are clustered together to create the appearance of a larger diamond. This style of setting can contain a larger centered stone with many small stones clustered around it, or a cluster of stones of equal size.


  • Unique and modern design
  • Can be crafted into many different shapes
  • Less expensive than purchasing a larger diamond


  • More cleaning and maintenance required depending on number of stones and shape
  • Smaller stones can potentially become loose and fall out

Split-Shank Bands

Shank is another term for band. Therefore, this type of mounting features a split in the band. The band splits into two separate shanks that come together at the center stone. Channel settings and pavé settings are typically combined with this style to provide more texture and sparkle.


  • Works well with modern and vintage designs
  • Different from traditional styles
  • Offers more surface area for more side stones
  • Offers a number of variations on design


  • More difficult to pair with wedding bands, but still possible
  • Requires more cleaning and maintenance

Affordable Engagement Rings and Settings at Leo Hamel's

Now that you have a bit more knowledge about specific engagement ring settings, we hope you’ve been able to narrow it down to your favorites. Keep in mind that no specific setting for rings is superior to the others; it’s all just a matter of preference, lifestyle, and budget. So, which engagement ring setting is your favorite? Still can’t decide? Stop by our jewelry store on San Diego Avenue to try on different ring settings. Our experts will help you find your dream engagement ring at a price that is right for you.

Best San Diego Spots for a Summer Proposal

Summer Engagement Rings

Ready to make it official? As summer approaches, so does a popular season for engagements. San Diego is known for its beautiful beaches, parks, and cityscapes. There are endless locations to stage your magical moment. Here a few San Diego locations that you should consider when popping the big question.

A well-known jewel in the crown of San Diego, Balboa Park hosts an abundance of areas to propose. While it does attract many visitors, the park is large enough to find an intimate spot. The historic landmark has breathtaking architecture, scenic backgrounds, and lush greenery. The Japanese Friendship Garden or Lily Pond are both tranquil settings. Its rich history and beautiful grounds make it a memorable place to profess your love.

Part of Torrey-Pines Park, Glider Port boasts a beautiful view of the ocean and sky. Glider Port is a popular hand gliding location, so your proposal backdrop includes a colorful array of hang gliders floating through the sky. This area is free of charge to enter, and crowds are not typically an issue. The green cliffside, leading to clear ocean, sets the mood.

If you are looking for a view of the city, look no further than Bayview Park. This park is surrounded by well-kept foliage, which leads to an expansive view of the bay and city. It is a quiet park renowned for its breathtaking view. It is especially spectacular with the sunset glowing on the skyscrapers of downtown.

The beaches around San Diego usually are packed with people, but La Jolla’s Windansea Beach is a secluded place to propose and take engagement photos. It is built upon sandstone outlooks which can create dazzling photos as the waves lap up against the rocks. It is also worth taking photographs under the famous surf shack located on the beach.

A mystical and majestic area to get down on one knee is Scripps Pier. While the public cannot walk on the pier, the underside creates a tunnel vision view of the sky and your proposal. This location would be ideal to capture the beauty of a sunrise or sunset bordered by the looming Scripps Pier. It does require some walking to get to the pier, but the reward is a private spot.

Engagement Rings at Leo Hamel's

The first step to planning the perfect proposal is finding an engagement ring she’ll love. And what better place to find exceptional engagement rings than Leo Hamel Fine Jewelers? For over 40 years, Leo Hamel’s has helped countless happy couples seal the deal with engagement rings in every price range. Shop for new, antique, and vintage engagement rings to find the right ring to complement your sweetheart’s style. Or custom create an engagement ring that’s entirely unique. No matter your vision, the friendly folks at Leo Hamel Fine Jewelers can help turn your idea into a reality. What’re you waiting for? Visit us today!

15 Interesting Engagement Ring Facts

Engagement Ring

For centuries partners have been gifting one another engagement rings with their marriage proposals as a sign of their love and commitment. While certain details of the practice have changed over time, tradition largely remains. When asking for a hand in marriage it is custom to present a ring, usually set with a diamond, to be worn on the third finger of the left hand. Read more to learn about interesting engagement customs and engagement ring history!

Engagement Ring Facts

  • It’s believed that engagement rings originated in Ancient Egypt, where their shape symbolized eternity. They believed that only the third finger of the left hand had a vein that connected straight to the heart, so that’s where the engagement ring was worn. However, scientifically, all fingers have veins that ultimately connect to the heart, not just the third left.
  • In Ancient Rome, women often wore two rings – a gold one to be worn outside and seen by everyone, and an iron one to wear at home.
  • Archduke Maximilian I of Austria was the first person to give a diamond engagement ring. In 1477, he proposed to Mary of Burgundy with a ring adorned with an M-shaped diamond.
  • Different countries have different engagement ring customs. In the U.S., engagement rings are typically worn on the left hand while in Russia and India, they are worn on the right.
  • Only about 35 percent of engagement rings are bought without the fiancée’s knowledge.
  • The most popular engagement ring shape is a round brilliant cut diamond. Second place currently goes to princess cut diamonds.
  • Platinum was once the popular choice for wedding rings due in part to its durability. Then yellow gold took over for many years as the more affordable choice. More recently, white gold gained the upper hand in popularity, and platinum once again became more affordable. However, yellow gold has recently been making a strong comeback for engagement and wedding rings, and other diamond jewelry.
  • Until recently, engagement rings were chosen by men to be worn by women. Nowadays, it’s not uncommon for the men to involve their partners in the selection process, or even wear “management” rings themselves!
  • “Diamond” originates from the Greek word “adamas,” which means “hardest substance” or “hardest steel.”
  • A staggering 2,000 couples get engaged at Disney World every year. The Statue of Liberty is another popular choice with about 100 couples taking the ferry there to get engaged.
  • Grace Kelly’s diamond engagement ring is among the most expensive rings. Created by Cartier, the 10.48 carat emerald cut diamond ring was purchased in 1956 for $4 million and is now valued at $44.3 million.
  • Colorless diamonds are by far the most popular engagement ring stones, although colored diamonds have recently risen in popularity, most notably the fancy yellow.
  • Diamonds are the most durable gemstone, ranking 10 on the Mohs Scale, making them the most long-lasting choice of gemstone for engagement rings.
  • Even though diamonds are extremely tough, the rings in which they are set still require a bit of maintenance, so periodic professional exams are recommended to check prongs for wear.
  • 14% of couples choose a gemstone other than diamond for their engagement ring, such as sapphire, ruby, or emerald.

Engagement Rings in San Diego

At Leo Hamel Fine Jewelers, we boast an incredible selection of wedding and engagement rings of all shapes and sizes. What’s more, you can also share your design ideas with us and get a custom-made engagement ring that fits your personality perfectly. We are located on San Diego Avenue just off the 5 freeway, so don’t hesitate to stop by. We’d love to help you find the perfect engagement ring to create the perfect memory.

Tips for Engagement Ring Care

Engagement Ring Care

Diamonds are the hardest mineral; however, it’s important to remember that they’re not indestructible. Following these tips for the care and protection of your engagement ring will ensure that your diamond lasts a lifetime. 

Schedule Regular Cleanings

Leo Hamel’s offers free jewelry cleaning services for rings, necklaces, bracelets, earrings, and watches as well as free ring polishing. Your engagement ring will be put in an ultrasonic jewelry cleaner to remove dirt or oil. (Rings that include softer gemstones that may be damaged by ultrasonic vibrations and heat are cleaned by hand). After the ultrasonic, the ring will be steam-cleaned and polished by hand by the jeweler.

Prior to all cleaning services, our certified graduate jewelers will inspect your ring under a microscope to inform you of any issues with the prongs as well as any chipped or loose diamonds. You should plan to bring in your engagement ring (and other jewelry you own) twice a year for a professional cleaning and inspection. 

Gentle Home Ring Cleaning (only if you must clean at home)

While we always recommend bringing your jewelry into our jewelers for cleanings, we understand that sometimes that doesn’t always work out. If you must clean your engagement ring at home, make sure to use only warm water, dish soap, and a soft bristle brush.

Insure Your Valuables

Most people think of insurance when it comes to their life, car, or health, but what about your engagement ring? It can cost as much as a car and symbolizes one of the most important bonds in your life. There’s always an emotional toll when losing an engagement ring, but when it’s insured, you don’t have to worry about the financial hardship of replacing it. Leo Hamel’s works with the independent gemologist appraiser at San Diego Gemological Laboratory to supply appraisals for insurance purposes.

Consider an Alternate

Having a “backup” ring is an increasingly popular choice for many people. The alternate ring is less expensive and has less emotional ties to it. It’s worn regularly without many worries about it getting lost or damaged since it’s just acting as a placeholder. This alternate ring is worn during activities that may expose the ring to dirt, grease, or damage. Like while out partying at a club, or while traveling to less secure locations, and your main engagement ring is kept locked in a safe at home.

Engagement Ring

Avoid Chemicals

Chemicals in perfumes, lotions, and sunscreens may cause damage and add residue to your jewelry. Remove your engagement ring and other jewelry before using these substances or any other chemical. Chlorine can also damage jewelry so keep that in mind before getting into a treated pool or jacuzzi.

Weather Matters

Fingers can swell in the heat and shrink in the cold. It’s important to take note of any extreme weather so that you don’t have to worry about your engagement ring slipping off in the cold or being uncomfortable in the heat. Some gemstones are also affected by extreme weather so keep that in mind when deciding what to wear for the day.

Safe Keeping

Make sure you have a designated place to keep your engagement ring when you’re not wearing it. By keeping it in one place whenever you’re not wearing it, you lessen the risk of leaving it somewhere that you won’t remember later. You should also keep ring holders around the house in places where you might need to take it off for just a short amount of time.

Places like in the kitchen (away from the sink) for when you do dishes, in the bathroom for when you need to use any cleaning products, at your makeup table for when you are applying lotions and perfumes, etc. For longer term storage, or whenever your ring is at home but you are not, a home security safe is relatively inexpensive to install.

Restore White Gold

Over time, the shine on white gold rings will start to dull and display a yellow hue; this happens over time from normal wear, even with perfect care. Re-plating the white gold with rhodium will bring back the original shine to your engagement ring. Leo Hamel’s jewelry repair department can restore your white gold jewelry with expertly applied rhodium plating. Just stop by our San Diego Avenue showroom today to check your jewelry in!